GENERAL INSURANCE

Our focus is our clients and how we can best meet their individual insurance needs. From selecting the right coverage at a competitive price, to choosing a reliable insurance company, we are committed to providing the best service to our customers


ASSET


1. Motor (Private & Commercial)

This policy provides cover for insured’s vehicle against financial loss and legal liability arising from accidental damage, fire, theft and malicious damage.

2. Fire and Perils

A Fire policy (basic cover) will provide cover for damage or destruction to insured property by Fire, lightning or explosion of domestic appliances.

3. Consequential Loss

The policy covers loss of profits as a result of fire.

4. All Risk

This policy provides cover for loss of or damage to the property insured by Fire, Theft or any Accidental means not excluded by the Policy. It is suitable for mobile items like cameras, laptops, personal computers, videos and other fragile electronic items, personal items, baggage etc.

5. Goods in Transit

The policy covers loss, damage or destruction of goods and/or Merchandise due to accident, fire or theft whilst being loaded/unloaded and in the ordinary course of transit by road, rail or by post for registered packages.

6. Property terrorism and sabotage

The policy covers physical loss or damage to building and contents which belong to the insured directly caused by Act of terrorism, Sabotage, Riots, strikes and/or civil commotion, Malicious damage, Mutiny and/or coup deter, War and/or civil war

7.Machinery breakdown

This policy will compensate the Insured in relation to any loss or damage to items specified in the Policy Schedule as a result of any unforeseen and sudden physical loss or damage or breakdown of the machinery.

8. Burglary

This policy covers loss or damage following the actual forcible and violent breaking into or out of the premises or any attempt thereat.

9. Money

This policy covers the loss of money whilst in transit or while being kept in a safe up to the limits required by the Insured.

10. Computer and electronic equipment

The policy covers accidental loss or damage to electronic equipment (e.g.: computers and accessories).

11. Plate glass

The cover provides compensation for fixed glass (plate glass) broken as at the insured’s premises as a result of an insured perils.

11. Golfers

This product covers your golfing equipment i.e. golfing clubs, bags, trolleys, umbrellas, personal effects , hole in one’ playing in a competition or a friendly game.

12. Travel Insurance

This policy covers an individual or group against unforeseen accidents and incidents while traveling to foreign countries.

13. Fidelity Guarantee

Fidelity Guarantee is a cover that offers protection against loss of money or goods from business premises, through dishonest/fraudulent acts of employee.

14. Domestic Package

This is a package cover designed specially for your residence. It caters for almost everything you have worked hard for in your household including the buildings and the contents.

15. Aviation and Marine

This policy covers loss or damage to goods while in transit by sea, by air, or by road from anywhere in the world to Kenya and vise versa.

LIABILITY


Our focus is our clients and how we can best meet their individual insurance needs. From selecting the right coverage at a competitive price, to choosing a reliable insurance company, we are committed to providing the best service to our customers